| 摘要: |
| 在回顾农业保险费率厘定方法的相关文献的基础上，采用参数估计法和实际生产历史法（APH），根据辽宁省北票市2008—2011实地调研数据进行肉鸡保险费率厘定。结果表明：在90%的保障水平下，保全险时北票市肉鸡保险的纯费率为1.99%；做出调整以后，在现行条款下的纯费率为1.94%；考虑保险公司经营管理费用和合理利润后，厘定出的毛保险费率为2.70% 。这个费率略低于现行的江苏省3%和河南省3.75%的肉鸡保险费率，略高于现行的北京1%的肉鸡保险费率和辽宁省辽阳市2%的肉鸡保险费率。该结果可为区域性肉鸡保险费率的厘定决策提供参考。 |
| 关键词: 肉鸡 保险 费率厘定 实际生产历史法 参数估计法 |
| DOI：10.11841/j.issn.1007-4333.2014.03.35 |
| 投稿时间：2013-08-19 |
| 基金项目:2013年教育部人文社会科学研究青年基金项目（13YJC790111） |
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| Research on the method of estimating regional broiler insurance rate |
|
SUN Liang, GUO Qing, LI Xing-jiang
|
| (College of Economics, Northwest Normal University, Lanzhou 730070, China) |
| Abstract: |
| On the basis of the retrospect of the calculation of premium rate of agricultural insurance, using the actuarial mode and APH, the regional broiler insurance rate was estimated according to the data of Beipiao city, Liaoning province during 2008-2011.The main conclusions were as follows:in the security level of 90%, the pure rate of broiler insurance against all risks was 1.99%;after adjustment, the pure rate of broiler insurance was 1.94%;considering the insurance company management costs and reasonable profits, the cross premium rate was 2.70%.The rate of premium was a little lower than actual rate of premium in Jiangsu province (3%) and Henan province (3.75), while higher than the actual rate of premium in Beijing (1%).The results can be a reference for the decision of regional broiler insurance rate. |
| Key words: broiler insurance the calculation of premium rate APH actuarial mode |
